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An official army family and MWR Site

AN OFFICIAL ARMY FAMILY AND MWR SITE

Financial Readiness Program

  • Army Community Services (ACS)
  • Financial Readiness Program
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Sign up for Training

Take control of your financial future - enroll in our classes today. 

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ACS Calendar

Enroll in our classes today to enhance your budgeting and debt management skills, and access online resources!

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Contact Us

Let one of our Accredited Financial Counselors set you up for financial success.

Financial Planning

Get money smart with the Financial Readiness Program (FRP).

We help Soldiers, Families, retirees, and DoW Civilians manage money wisely. Get solid advice on budgeting, saving, debt management, credit, retirement planning, and consumer protection. We also connect service members to financial assistance programs, such as Army Emergency Relief.

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Financial Education and Training

Voluntary and mandatory classes cover budgeting, debt, investing, and more, including specialized training for military leaders. Access online resources to build financial knowledge at your own pace.

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Master Your Money

Learn how to create a budget, save for emergencies, and spend wisely to avoid debt. Get tips on managing credit cards and reaching your financial goals.

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Credit and Debt Management

Your credit score affects your financial future. Improve it with our tips on managing debt, getting free credit reports, and protecting yourself from fraud.

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Retirement and Financial Planning

Do you understand the military’s Thrift Savings Plan (TSP) and Blended Retirement System (BRS)? We can make them easy to understand and help you choose the best option for you.

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Consumer Protection and Financial Advocacy

Scams are everywhere. Protect your assets by learning how to spot them and how to report unfair business practices. Get essential tips for your next car or home purchase.

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Emergency Financial Assistance

In times of need, Army Emergency Relief (AER) and the Air Force Aid Society (AFAS) provide emergency financial support for service members and their Families. Explore other military relief programs for additional assistance options.

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Oct 20 10 am - 11:30 am
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Oct 22 10 am - 11 am
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Oct 22 10 am - 11 am
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Oct 22 10:30 am - 12 pm
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Oct 26 10 am - 11 am
English as a Second Language

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Learn how to speak English.

Oct 26 1 pm - 2 pm
Basic German

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Oct 27 12 pm - 1 pm

Ansbach Hospital Maternity Tour with ACS

Join the ACS New Parent Support Program and learn about the birthing options and practices from the experts at Ansbach's hospital.

Oct 27 1 pm - 3 pm
Ansbach Hospital Maternity Tour with ACS

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Join the ACS New Parent Support Program and learn about the birthing options and practices from the experts at Ansbach's hospital.

Oct 27 1 pm - 3 pm
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Volunteer Orientation & VMIS Training

Volunteer Orientation & VMIS Training

Volunteer Orientation & VMIS Training. Provide information to help people register into the Volunteer Management Information System to record volunteer hours.

Oct 28 12:30 pm - 1:30 pm

Volunteer Orientation & VMIS Training

Volunteer Orientation & VMIS Training. Provide information to help people register into the Volunteer Management Information System to record volunteer hours.

Oct 28 12:30 pm - 1:30 pm
Volunteer Orientation & VMIS Training
Wiggles and Giggles Playgroup

Wiggles and Giggles Playgroup

New Parent Support Program (NPSP) hosts a weekly playgroup for children 0-3 years of age and their parents.

Oct 29 10:30 am - 12 pm
Retirement Planning & TSP

Retirement Planning & TSP

Nov 3 10 am - 11:30 am
Employment and Volunteer Fair

Employment and Volunteer Fair

Nov 5 10 am - 1 pm
Female Solder Support Group

Female Solder Support Group

Nov 5 6:30 pm - 8 pm
Creating your Own Financial Plan

Creating your Own Financial Plan

Nov 10 10 am - 11:30 am
Baby Bootcamp

Baby Bootcamp

Baby Bootcamp offered by ACS's New Parent Support Program

Nov 17 9 am - 12 pm
Financial Planning for Unexpected Life Events

Financial Planning for Unexpected Life Events

Nov 17 10 am - 11:30 am
Volunteer Orientation & VMIS Training

Volunteer Orientation & VMIS Training

Volunteer Orientation & VMIS Training. Provide information to help people register into the Volunteer Management Information System to record volunteer hours.

Nov 25 12:30 pm - 1:30 pm

Retirement Planning & TSP

Dec 1 10 am - 11:30 am
Retirement Planning & TSP

Retirement Planning & TSP

Dec 1 10 am - 11:30 am
Retirement Planning & TSP